Natural persons are usually your typical residential borrower.

As a kid that grew up similar in that we got paid to work at home, kept accounting ledgers of money in and out and became entrepreneurial in nature looking for "business" in the neighborhood I don't think there is anything to worry about.

Big or small, you should be doing this, and contractors already know this is part of the nature of their business.Now, it is your contractor's liability insurance where you are named as additional insured; from your last post's first sentence, I'm not sure you understood it that way.

Regardless, CRM systems are complicated by their very nature - so expect somewhat of a learning curve.

Given the expense, the necessity of 3rd party oversight, the nebulous nature of DOL interpretation, and the likelihood of inadvertent violation, why even discuss this?

If they are going to let you vest the property in the name of the LLC, the borrower is likely your LLC not your partner as a natural person.

I buy additional units only within that radius, and I don't buy properties that are going to require intensive management by their nature, such as rooming houses.I have a maintenance man and a good contractor, and a network of tradespeople for other issues.

This is the political nature of things.

I am an accumulator by nature so leaving so much money behind will be very difficult.

Bring in 1+ people who specilalize in mold remediation BEFORE you make a final committment to building - you should be able to get an estimate and an idea of the mild/serious nature of it.