The time and energy you will spend pursuing a remedy is not worth it.  

Depending on the company, you may have to get a sepparate policy if the lot has had any improvents (cleared, electric run, Plumbing run, grading, etc.). 

I would personally always recommend using licensed and insured contractors - especially for hazardous trades such as gas and electrical.

Shelter and energy were the standouts, contributing over 60% of the monthly increase.

Electrical, hvac, plumbing, anir controller,  etc.  

They were actually receptive of the assessment and paid within 30 days.I am considering solar now and that will be something I pay on my own. the reason is HoA does not pay taxes and it wont benefit from the renewable energy tax credits.

But for now I’m thinking of buying and holding, or partner up with another investor for fix and flips or other projects (In AZ).I bring positive energy, problem solving mentality, capital, time, management skills.

I think in some markets ( like Hawaii that has sky high electric bills) it could.. others probably not.

If you have the energy to grind & hustle, that's what I would recommend.

Renter's insurance limits are typically lower, we require $100,000, so if they burn the whole place down the policy might not fully cover it but it will at least reduce the loss the follows your policy.If the house burns down because of an electrical fire due to old wiring that's gonna be your policy.