It's also a detriment, as most appraisers tend to be conservative by nature, leading to "analysis paralysis".

No way to deliver any significant content in that short time, especially considering that there will be a selling component that consumes some time as well. 

The real estate industry is huge, comprising of many different components.

It's true that laundry is already a value added component.

You will see that "Vehicle Miles (Line 44A) – can be added BACK as income" is NOT on FannieMae guidance and has been invented either by the OP or his company.Now, as another lender @Stephanie Medellin correctly pointed out, mileage allowance does have a depreciation component that should be added back - but not the entire mileage allowance.OP's statements on K1 income are also incorrect, but any reader can compare OP's statements to the actual FannieMae document that I linked - and draw their own conclusions.

You can take participant loans from the plan, and there is a built in-Roth component.

This includes things like past flooding and flood risk, unsafe conditions, municipal code violations, environmental issues, boundary line disputes, and material defects in specified structures, components, and systems.You must make these disclosures prior to signing the sales contract, on a standard form that’s discussed below.

Now I recognize that each state has their specific laws regarding what you specifically can and cannot do, how ever it is an dynamic component of REI and will always be.

Sound like an inexperienced agent that is being played to the detriment of the sellers.

I don't think I necessarily agree, since your opinion of the real estate cycle might differ, just like banks risk profiles and desired portfolio components will vary, and it is up to them what type of risk they want to assume.