Theres a good meetup I go to at Gizzys coffee in delray every 2nd saturday of the month

A good example of business credit would be an SBA loan or an Amex biz card, both of which may have higher limits, but still require personal guarantees.

Hey BP, if anyone in the Phoenix area is interested in grabbing coffee and discussing real estate, mindset, or personal growth let me know! 

Anything lower than 6 would be an indicator for higher-than-normal home price appreciation in the next 6-12 months.This is why even as interest rates increased at the fastest rate in 40+ years in 2023 and have stayed at that level, home prices have continued to appreciate.The media has been calling for a real estate crash for a while now and it hasn't happened and most people can't figure out why. 

@Mimi PerezThe restrictive HOA will limit your future options and continue to be an expense.

They may be an emerging manager that is a great operator, but simply haven't been around very long, or it could be a very experienced manager with more acquisitions connections (and presumably good deal flow) than investor contacts, so needs to market to build that network to capitalize on the good deals they are finding.That being said, these "off market syndicators", as you call them, are like "off market houses".  

If it is a VA loan the buyer is doing it shouldn't be an issue and the lender can switch to Freedom Mortgage or another military-focused mortgage bank. 

Drafting is also not part of my scope, as I feel that scoping should be an owner responsibility.Note that there are 2 types of licenses, the contractor license and city license, contractor license should qualify for statewide and should not be getting any revenue.

Just make sure they have more than enough and it's on site before they want to start.Oh, I also painted my interior the same warm white from base to crown / ceiling (White Dove by Benjamin Moore, or Swiss Coffee by Sherwin Williams/Benjamin Moore) 

Also New River Gorge might be an area to check out.