There's no reason to provide details, though I do let people know if anyone asks that we do not accept bulk up-front rent payments or anything like that because I absolutely do not want a prospective tenant to think that someone else swooped in with a bunch of cash last minute.

Hey @Keagan Scott, so I don't have any insight into Gary, IN but here is a blurb -"Those looking to rent out their properties for less than 30 days (about 4 and a half weeks) will have to get a permit, pay a one-time $150 fee, and have a city business license.

From this perspective, yes, I am still legally responsible.But how can both people be legally responsible for the same loan?

Give them a couple of options, they already know the unit got foreclosed, most people move to avoid the hassle. 

I love hearing people succeed!

Hey Kyle, Checkout Adam Locklear he offers mentoring to people who want to learn more about real estate investing. 

I also hold a couple of real estate forums in the area for people like yourselves to connect with service providers, GC's, etc. 

I am in talks with a couple people now.

I'll send over some of my go-to recommendations for the people above. 

A couple of years ago, I worked with an investor who never updated the contact information for the loan and the Bank call the seller (ex-wife), that day she was mad at her ex-husband and told the bank her ex allowed someone to steal their property from them and they got no money, she was kicked out of her house and there were strange people living there.This could all have been avoided if the investor did this process correct.Get educated, also I do not know your attorney but not many attorneys have the knowledge to do this process correctly.