@Michael Plante Keep in mind this is being filtered from my brain and I am brand new to this.

Start from there to see if you want to offer similar or better brand/model depend on your target sales price.

Although I'm brand new to Real Estate, I know without a doubt that I would like to become an investor and produce passive income as soon as possible. 

I'm brand new to real estate investing and been researching for years, but now am taking the plunge, but getting my company structure taken care of first. 

A good brand and name goes a long way, I'm starting to figure that out myself.

Let's say I come into your office with my brand new Sales Agent License.I inform you that I would love to work for your firm.

I'm brand new to real estate and have found a four plex in my area that I believe could be profitable but I don't know if you finance multi units the same way as single family homes?

I'm brand new to the world of real estate investing, still looking to make my first purchase.

A captive agent can only sell his brand, Allstate, Farmers.

Technically EVERYONE is supposed to get your explicit consent to run your credit if you do not already have an account with them (a "soft pull" is when an existing creditor is a "subscriber" to your credit, gets a fresh copy on a monthly basis, and double clicks to open it... you don't know this is done just like you don't know who opens your yellow letters, if you send them), but mortgage lenders face greater regulatory scrutiny, so we tend to actually follow the rules. - No one has a perfect credit score.- If you do not have a perfect credit score, but have unblemished credit, the credit reporting agencies still MUST give 3 reasons why you do not have a perfect credit score. 815 v 795 is normal month to month variance.