If you can get a 4 unit and a basement, that would be ideal and create major cash flow and equity creation, plus you can not worry about a property manager and boost your yield.Cap rates came all the way down to 3% (or below!)

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And are the rates as exorbitant as HML , I understand various factors will influence but around 5% or around 10% .

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Otherwise, a credit card would be suffice to boost you over the 700 mark.

Reading your post somehow gave me a boost of motivation.

The Zillow listing actually says that HOA fees will be waived if the unit is left in the rental pool, which would significantly boost up the cash flow. 

The unexpected bonus was my personal credit got a boost and I no longer had any long term debt personally.

Influenced by a relocation from the area due to work.

Then You will have the chance to learn from their experience and boost your skills.