The portfolio aspect may allow you to go higher than the 30 Year Fixed based on set loan to values.

I meant to add,, buildings that face the front street could still have fencing put up father up in the yard between the buildings maybe, depending on set up,, so front would look more residential.. yet you still can't cut thru. 

Muscle smarts.  

If you want to have money set aside for repairs until you have enough saved from the rents then calculate how much you plan on setting aside for repairs and multiply it by maybe 12 month.

Forget the old lady and concentrate on setting your self up to purchase at fair market value when the time comes for her to sell.

Congrats on transfering over to Sac State and way to go on setting up a plan.

I am working on setting long term and short term goals, as well as keeping a daily routine to some extent. 

For instance I live in NY but planned on setting up an LLC in PA because majority of my investing will be there.

My biggest problem right now is I just don't see how anything that is selling right now will cash flow from the onset.  

The best time to obtain such validation of coverage is at the onset of the bidding process.