This can be a game-changer for fix-and-flips, buy-and-hold investments, or new development projects.For lenders, it can mean earning higher returns, often in the range of 8-12%, backed by the property itself.

Usually I lean toward buy and hold but that would be a great profit margin on a flip. 

We have worked with Investors and they are never really married to their Realtors unless you happen to connect with somebody looking to do a long-term hold and actively trying to find a good realistic deal. 

Investment Info:Small multi-family (2-4 units) buy & hold investment.House hacking, on my first four unit apartment building.

With where prime is for HELOCs unless you had a deal you could get off that line quickly, it might make more sense to hold off realistically. 

Your goal of buy and hold and flipping so soon seems very difficult, especially with a young child (our first is due in January).  

When a child LLC (disregarded entity) is used to hold each property, and all of the tax reporting is done on the tax return of the parent entity, does each  individual child LLC need to file the BOI Report, or only the parent LLC? 

So take into consideration the holding costs of making no money for years into the process. 

We have found what works and repeat it as much as funds allow.

Hold on to the cards forever (closing accounts or opening new cards can impact your score).