There is some verbiage on the deed that says the title is marketable and free and clear of all encumbrances, and that Grantor will warrant and defend the title against the lawful claims of all persons whomever, other than the following: easements, restrictions and rights of way of record and to any utility lines in existence over or under the subject property.I don't understand how this could be missed during two separate closings over the years. 

They are listing items that you won't go after the GC and defend the GC from other. 

Final Judgement says: "Plaintiff holds a lien for the total sum set forth in paragraph one superior to any claim or estate of Defendants, and all those claiming by, through, or under any of the Defendants, on the real property in....."

@Christopher Smith I defended someone in 2019 who had spreadsheet accounting.

He defends enough of us old timers to see we are an accident waiting to happen.

You need and want the insurance policies so that their legal team will defend.  

. :)  Champions School also has a great reputation.

Housing is to house people to have a decent place to sleep, not gouge prices in mass for profits that ultimately displace people into situations as you are ‘defending’ Don’t forget to stop and the local Wendy’s off international.  

Let's talk about the champion: 3/4 inch hardwood strip flooring sealed and covered in oil-based polyurethane.

You can even defend suits without "doing business".