I've been through Conroe, talk to the seller about financing as I doubt any bank there will be foaming at the bit to jump on industrial properties, could be wrong, but I doubt that I am, certainly not at 10% down.

This is really common in our area where post-war 2/1/1's have been converted into 3/1s.

Is there a cheaper solution than ordering foam pads to redo the slope of the roof?

Sellers would love that and if your working with a good lender you could potentially shave some days off the closing date as well.

. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combinedownership in the LLC or partnership of less than 25% and the financing is in the name of the borrower. Ownership of a manufactured home and the land on which it is situated that is titled as real propertyType of Property Ownership NOT to include in Financed Property Count: Ownership of commercial real estate. Ownership of a multifamily property consisting of more than four dwelling units. Joint or total ownership of a property that is held in the name of a corporation or S-corporation, even if the borrower is the ownerof the corporation and the financing is in the name of the corporation or S-corporation. Ownership in a timeshare. Ownership of a vacant (residential) lot. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combinedownership in the LLC or partnership of less than 25% and the financing is in the name of the LLC or partnership. Ownership of a manufactured home on a leasehold estate not titled as real property (chattel lien on the home).

@Bryan S. Have

Here are my options as I see it. do nothingPower wash vinyl2+ paint trim3 + paint vinyl with vinyl paintRip vinyl siding off, add rigid foam board + new vinylRip vinyl siding off, add foam board and Hardie plankI would be doing the work myself.  

He suggested 2 options:1: go through and add fireproof 2x4's and use the fireproof spray can foam to seal them (a bit extensive- it's a very large house). 2: use some sort of fireproof "wool"- he uses stuff made by Owen's Corning but I can't see to find it locally unless I'm commercial, which I'm not.

If all other units in your area that you will compete have, for example, two king sized beds with memory foam mattresses, then you probably have to get that too.

The only thing I can come up with is that it will help shave 10 minutes off of my commute due to traffic patterns being more conducive.What have you done in the past to find truthful yet creative reasons to allow for new primary resident loans even though you have many others?