I purchased my second property in 2023, it was a fixer, so after renovation and refi, PMI was removed:because of interest rates and the market, does not cash flow but the rents cover most of the mortgage and it’s been a solid equity play.

Remember, games aren't won from the sidelines...ya gotta play to win! 

Like learning to play the guitar, get one in your hands and get some good lessons, see if its for you.

I also know my worst appreciation play out of all my purchases would whoop any primary cash flow play. 

It's something both small and large investor's/developers can play a part in.

Pretty good for landlords long as you play by the rules.

This comes into play because then your agent probably has a good idea if the agent on the other end of the deal is someone who is truthful, or a ********ter.

Since no one else has chimed in on this I will play advocatus diaboli here since it’s a topic I feel strongly about.

Alternatively there are several 'plug & play' national brokerage that allow you to work with a variety of up to 100+ banks/lenders but the challenge is again sort of being on your own when it comes to processing, disclosing and closing.

Getting creative about using your primary as a chess piece for your investment journey is just fun and probably the best way to hit the fast forward button on your investment journey (so long as your reserves and marriage are strong enough to handle it).Honestly very smart way to play out using your main property as a source of income.