While a detailed log is often sufficient, adding additional documentation can strengthen your record. 

It's often a case of not doing enough research, as they don't know what they don't know!

You said  " Even if you have a property with clear title, the fact that it has gone through a tax auction and because they are so messy title insurance companies often won't insure them for a year."   

It often feels like a constant game of cat and mouse with phone carriers.

It’s also commonly referred to as an Alter Ego in legal jargon and often times actually complicates litigation if a claim arises.

If you're living in one of the units, you can often get a residential loan with competitive interest rates.- **Financing Options**: Look into FHA loans or conventional loans that allow owner-occupancy.

Is the property vacant of tenant-occupied?

In my opinion, this is much more effective than texting, which often feels like a constant game of cat and mouse with phone carriers.

Depending on volume of postings will depend on how many and how often you need to renew your listing. but for my area of CL. 

If you get a loan application like that and they tell you your interest rate or leverage will be based on the answers expect the loan administration to also be robotic which is often adverse to your objective as a borrower.