@Kyle AndersonAwesome So for your alternative investment, are you thinking single family home?

As incomes tightened and hyper inflation kicked in tenants tried to move to cheaper alternative housing whether a house or apartment building.Those landlords that try and not push top rents too much tend to not have to do much in a correction.

Filing BK is a nuclear option. 

Because I've been around lending so long, it was a good fit, my husband helped me get going and I've been fortunate to ride the wave of alternative lending. 

Not only can CoC/IRR be used to compare alternative investments, they are also superior to cap rate, so why use cap rate at all?

Sounds like my only "alternative" option would be to go back to the seller and try to get him to carry an additional 250k.

Im prepared for alternatives should the personal loan prevent me from refi due to credit limitation.  

I understand that @Hogan Ch , but as out of state investor I don't have any other alternative (yet).I'm looking for the best option based on current market status.

They have nuclear weapons. 

As an alternative investment I am interested in obtaining some ground rents in Maryland, and am looking for some more information about them.How do you find ground rents for sale?