Well if its from a bank you do not have any choice.

Open to all shared knowledge. cheers, DanHi Daniel!

That prevents one spouse from selling a property with homestead rights without knowledge of the person sharing those.   

I'd suggest narrowing your choices down based on your long-term goals and what excites you most (sounds like hands on flipping).

My constraints are that I am only 24 and do not have any previous lending history nearly to this capacity, as well as having limited knowledge on how to structure these deals with subdivisions.

Most of them are not specialists in the way that youre thinking - they're retail employees with baseline knowledge of the products in that area.

I'm looking to connect and surround myself with locals who enjoy sharing their knowledge and experiences, and remember what it's like starting out (especially if you've successfully taken this approach recently).

Because they never lived there, their obligation to disclose anything about the property is typically zero and they just do don't have any knowledge about the property.

There are many reasons why a cash out refinance is the better choice but there are a couple of reasons a Heloc can be used.

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