People still have jobs.

You did an INCREDIBLE job on this home. 

As an investor, that's your ONE and ONLY JOB!

A real estate professional can use real estate losses to offset W-2 or other income, but you would need to meet both the:1.750-hour rule – You must spend at least 750 hours per year in real estate activities.2.50% rule – More than 50% of your working time must be spent on real estate.Since both of you have W-2 jobs, it might be difficult to meet these requirements unless one of you dedicates significant time to real estate.Another option could be buying multiple rental properties.

I work a full time job , so time can be tough but I know that not being able to do dynamic pricing based on slow months is really hurting us. 

I have had this job for 3 years.

We operate a small retail business out of commercial space in the building with the 4 residential units, which pays me a W2 salary and my wife has a part time W2 job at a vet clinic. 

As you can appreciate with your background your audience creates your experience as an investor.PS I am in camp SF, because I wanted the least amount of effort while I am traveling, which used to be for my corporate job, It's for pleasure and we take 6 trips every year with little to no issues

While working, I shifted my focus and started doing BRRRR projects on the side while maintaining my 9-5 job.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.