Also would charge points at origination and bump the rate up a point or twoReason being my guess is this borrower can it get conventional financing so they are a higher risk.

Pro tip--make sure your exhaust fan in the bathroom is vented to the atmosphere--meaning out to the outside.....go out the roof or out the side of the unit or secured to an opening in a soffit vent grille off the house. 

After not financing anything since 2-3% interest, going to finance more4.

There is a book in the library called "Low (and no) Money Down" that discusses the various methods of financing purchases.

You will often see this with their scheduling, communication, and even finances (asking to be paid ahead of schedule).

Im looking to secure financing for my real estate business.

Instead:401(k) loans: They’re low-interest, and you’re paying yourself back.Roth rollovers If you can afford the taxes now, this gives future flexibility.Creative financing: I’ve seen clients leverage partnerships or seller financing to limit retirement fund withdrawals.One thing to consider: real estate markets today are vastly different from a decade ago.. so opportunities may require extra creativity.Have you looked into specific deals yet?

What does my purchase price and down payment need to look like for the bank to provide financing? 

I'd be happy to connect and chat about the area and financing options.  

How did you finance this deal?