Drug addicts in recovery qualify as disabled and are protected by federal disability and housing laws.

I've had some good experiences with the IAB financial  and three rivers federal credit union.

I don't know if the 2 years is law or local; my bank lets it count as soon as they can see it on my submitted federal tax return.

In the middle of 2016 projects under $1M will start to become available for non-accredited investors with federal securities exemptions.  

Now that is federal, may be something state wise with Indiana or Oregon...not sure there.  

For the annual gift exclusion, it seems like we can give each of our parents $28k without any federal gift tax due on our part.

The federal taxes will be ordinary income plus self-employment income taxes.

I just recently became a real estate agent in Federal Way, Washington.

The federal reserve happens to have an article of sorts on this: https://www.stlouisfed.org/Publications/Regional-E...

You might also check on the SAFE Act and Dodd-Frank requirements if you are living in that property because giving credit under a contract to the purchase price is a financing contract, regulated by those federal laws and if your seller is not exempt, you may have won a free house or at least. all your money back as rent-to-own stuff is usually not compliant.