It could be an easy fix like this or a bigger problem depending on the factors at play (are the joists accessible, will it mess anything else up if you just jack it up and reinforce, is there water damage or structural damage to the foundation causing the sag instead of just old joists, anything else going on like a supporting wall or posts under the floor, wiring or plumbing runs involved etc.).

All it's looking for at that point is total liquidity, credit score, factors on the property itself.1040's, pay stubs, Debt to Income ratios and things like that aren't a factor here.

Timing is an important factor in real estate... both when you buy and when you sell.  

The most important factor should be rental history and affordability.

When factoring in the rate and term, almost every single deal I look at is a looser due to debt service (unless the LTV is something like 50%).   

This will depend on a lot of factors, I am seeing the floor rate at 6.75% with a heavy buy down and as high as 10% with heavy loan level pricing adjustments. 

How does today’s CrowdStrike debacle influence your opinion?

We built a home a while ago and are wanting to get it appraised for a cash-out refinance. We've still been doing some work to it so there are some minor "renos" that are not done and not all the rooms are furnished. W...

If they say no, ask them what is a determining factor for them leaving.

I hadn’t initially factored in the additional value, as we’ve already made significant improvements and updates to the property.