In fact she explicitly went through our contract with the sales rep to discuss this possibility and was assured it wouldn't happen. 

Conventional 7-year ARM with 20% down.

Very often I give tours to people who are surprised there is shared space, despite it being really explicit on the apartments.com listing. 

I am not sure how I feel about the various ADU rules (or SB9) (I have mixed feelings - I like them as an RE investor and hate them as it takes choice away for lower density areas), but if I was a law maker I would explicitly state a penalty for a jurisdiction collecting fees against the bill's direction. 

You will get very similar product offerings (30 year fixed, 5-10 year arms, no pre-payment, LTV, etc.) 

Obviously, this is not something you want to skimp on but it shouldn't cost an arm and a leg so just be weary. 

IRA Financial started as a facilitator and more recently added a custodial arm to their business.

I am currently reading and it does not explicitly state anything.

Thus, the IRS will not consider exchanges like those in Estate of Bartell in which the taxpayer did not transfer the relinquished property within the 180-day limit to qualify as like-kind exchanges.Property will not fail to be treated as being held in a QEAA as a result of one or more of the following arrangements, regardless of whether the arrangements contain terms that typically would result from arm's-length bargaining between the unrelated parties:a.

Aug 17 posted 30 day notice to quit, squatter says he's actively looking for new placeAug 23, 2021 local power company posted 3 day notice to pull meter (or bring in contract, which squatter does not have)Aug 23 was last day we saw squatter living at cabin (we can see from our living room windows)Aug 26 power company pulled meterAug 27 CPS agent comes and documents living conditions Aug 27 posted a 7 day notice to evict due to hazard/danger/health conditionsAug 30 squatter and former tenant (she was in jail since Nov 2020 and this was her first time back on the property) stop by for 10 min, leave with an armful of paperwork, leave behind 4 flea bombs (the house is FULL of food waste and dirty clothes).