It costs about $200 depending on the bank and you can only do it once every year or two.I would rather hold my excess in cash and pay off the whole loan at once, but I have recast loans in the past.

The costs are not excessive and you could even pass the test this summer I would bet.

The entrance to this unit faces out from the rear of the house.There is an issue with excess moisture in this unit in particular.

Risk would be high...Just one insurance claim in excess of a $5,000 deductible could sink your battleship if you do not keep cash reserves.You still need to pay for your own health insurance For every unit you own outright you get an additional $400 or so in income.

Two years of tax returns is excessive.

When doing "finish caulking" (baseboard, crown molding, door trim, ect.) the last thing you want is to be wiping away loads of excess caulking.

There will be quite a bit of overflow as the polymer is "self leveling" which forces the excess off the counter top. 

Anything lower, you can pass a great deal to your buyer and make him happy or split with him or keep all the excess.

Just depends on the network and your appetite for risk. 

What happened to Detroit has nothing to do with lack of illegal immigrants, and everything to do with automation, and excessive union demands.