I had NO CLUE what I was doing when I got this property under contract, but I knew in my gut I had something AWESOME that could change the trajectory of my life & real estate experience & career.

BTW, I have a great agent, an 800+ credit score, a high paying tech job, no debt besides my mortgage, a home that's difficult to get a HELOC on because appraisers can't figure out what it's worth (I live in the country in a very unique mid century home), but only a small amount of cash.

Because concrete is really porous it's very difficult to get everything out of it once it's in - usually you're only breaking down things right at the surface and they tend to bleed back through capillary action (moisture moving through the concrete).

Trying to house hack in Los Angeles which is obviously really difficult.

With trying to refinance with conventional seems to be difficult to do with 6months title seasoning if the LTV can only be 50% because of the continuity of obligation you mentioned.

I hate to give a broad answer but it's difficult to answer this without additional information and directly in the forum.

I'm guessing sound advice will be difficult w/out more detailed numbers for each option, which I'm working on.

I see a problem with a lot of saturation in that area, and I can imagine that it is very difficult to stand out, and anyone that does operate one of those condos, would you do it again, or would you try to get a house next time? 

Primary financing is bridge debt with a wide spread—good outcome difficult.4.

Quote from @Daniel Khan: Hi everyone,I am a finance professional in Toronto and I want to explore a career as a a real estate developer.