We are now getting notice from something they filled out asking us about their payment history,  They are nice people and take good care of our home, but they lack communication and clearly can not handle their finances.  

or they just care about the house being "liveable"?

It's better to care for your own retirement fund, I am pretty sure most of us will do a better job. 

Be careful that you don't incur penalties for terminating with the current PM.Remember: cheaper doesn't mean you'll make more money.Start by going to www.narpm.org to search their directory of managers.

Anyone care to share their success stories of vacant land tracts they’ve flipped by themselves with no prior experience?

Who cares if she's embarrassed?

So be careful. 

Be careful when you post questions like this.

I hear some people say that most/many lenders won't care if an LLC pays the loan so long as they are getting their money.

DTI doesn't care how you finance something, it always counts it.