The companies we've interacted with have all been very professional, and they have appreciated being treated respectfully and professionally in return. 

When funding is plentiful and flips are rare, the competition will be heavy and experienced flippers with teams will take smaller returns just to keep their guys working, which means inexperienced 1-man crews will be shut out of the market.

You got your money plus return back.

The key is going to be showing the long term gains, since they won't see any returns for 1-2 years. 

I have been having this same thought lately but haven't had any luck finding out more information. 

Acquired 1-bedroom rental property, generating 30%+ cash-on-cash return.

She is using a conventional loan and her mortgage will be $1,600ish so she is getting a solid return.

The beauty of Roth investing is the income tax-free nature of the returns. 

Sorry for the following Contrarian advice, but you're not a 5 year old so:The only reason to buy a personal residence (Home) is because someone is forcing you to.Usually, this person is called your Spouse (which is Latin for someone who forces you to make horrible financial decisions then criticizes you for them endlessly:)perhaps DON'T buy a home, just rent something affordable and invest the 20% or in your case 50% into the stock market (sp500 16.1% yearly return last 15 years, 11% last 50 years, 10% last 125 years)remember, your RENT is your maximum monthly housing expense, but your Mortgage is your minimum or starting monthly housing cost, it always goes up from thereI've, owned 2 personal homes, 100% appreciation in 6years on #1 and in 7 years on #2, (I timed our market perfectly both times), with 20% down and very low mortgage rates, but after honestly calculating all expenses, only made about 5-6% a year "investment wise".

You will get A LOT of appointments by sending A LOT of hard target mailers (like the ones that say 5th notice and such, drive return calls), but it's a lot for a little.