Currently my tenants' payments on my mortgage (even without extra) pay more on principal than interest.

I am not talented in his areas of expertise.William, I have found that many but not not ALL RE agents hate investors operating on the premise that the investor is signing documents as a principal and assigning or selling their interests.Bill Gulley states why RE Brokers are concerned, especially for Errors and Omissions issues.

With the recent hit in real estate, we do not have much equity in our principal home.

Maybe just let it go.If I act as a principal in a transaction, as In a lease, and sublease to another, I do not need a license.

Following this post, it seems like there are several advantages to aggressively paying down one's principal residence if they're in the position to do so for the ability to have rapid financing options to make cash offers as a proverbial ace up the sleeve if other financing situations will not get the job done.Has anyone had practical experience in how this plays out?

I should also say I am looking at the longer term potential of my capital, not current income.Part of how I am looking at it is between the cash flow and principal pay down it is actually about $150 or $1800 a year.

You don't get depreciation, appreciation, leverage, or principal paydown with a REIT.

Search for REIT investments, for example, the prospectus or at least general project information, principals, officers/directors, syndicators, projections will generally be public, you're looking at it as the initial presentation made for investors.

could I do a loan at that time for say 412K (75%) and use the equity of 90K (50K appreciation + 40K in principal pay down) ?

The other option is selling it now and making just 10k after paying realtors and closing costs for buyer etc..If I sell in three years to avoid paying capital gains, I am calculating the mortgage principal will go down $2500 per year and the property values will go up by at least $5k.