Check out other online guides available here: https://www.biggerpockets.com/guides3.

Although the lower LTV means you’re leaving some equity on the table, you’re also minimizing costs.If cash flow is your priority, option 2 looks like a good choice.

You are not going to get this knowledge by reading a guide online or asking the question in a forum.  

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

Online platforms, industry conferences, and networking events are excellent sources for discovering new sponsors.

I keep hearing about the rent to retirement company so I watched their online video.

I saw a bit online that stated it could be worth it in some states, but not others. 

PM if you'd like more info.Can you explain how you were able to get a HELOC based on LIBOR, and was that a better choice than the usual "Prime rate".

Check out other online guides available here: https://www.biggerpockets.com/guides3.

I'm 24 and work primarily in the Indianapolis market, focusing on new build duplexes that offer great cash flow and low maintenance—perfect for someone looking to build a steady income stream and leave a legacy.Given your situation, investing in rental units could be a solid choice.