Generally, only 1 or 2 years of  business and personal tax returns (depends on how long your business has been around) should be the only additional docs needed for most self employed vs W-2 wage earners.and the items mentioned above are not relevant for a qualified borrowers (and some are down right incorrect). 

Doing a $50K renovation might take you months, which would mean even more holding expense.And, the same problem you mention also applies in the DIY scenario: What if you take months to make $50K in renovations and then still don't get the offer you need?

They mentioned the following in regards to your problem: “He would end up going with CRC/RPS which are surplus plus lines.

If they persist or get more extreme, I can always mention the idea of non-renewing them so that they realize they need to behave reasonably to keep their home (I can't remember ever needing to do that). 5.

Every system you try will have flaws, or you may salivate over a feature that appears in other software.Some familiar names are mentioned frequently: Stessa, Apartments.com, RentRedi, TenantCloud, Innago, RentManager, Avail, Rentec Direct, Doorloop, etc.I recommend conducting thorough research on each app online to understand their offerings, pricing, etc.

Just wondering, how are your turnovers $0 (as mentioned in your first post)?

Loan Structure & Payment FlexibilityYou mentioned a 10-year interest-only period.

@Chris Seveney, but you forgot to mention that the email subject had 3 fire emojis, 3 dollar sign emojis and some arrows to make sure you see it.This reminds me of a the language the Mogul Club uses.  

Finally, you mentioned you're a contractor.

As others have mentioned above, Bloomfield is certainly a solid option for rental properties and has been for a number of years due to the easy transportation options to NYC and other parts of NY/NJ, leading to great rental demand and pricing.