If your seller wasn’t planning on claiming the extra income on his taxes that gets even worse.  

I paid cash, but borrowed 30k from a family member to cover some extra costs and renovation, the HOA fee is $135, and I pay my family member $500 a month until the 30k is paid off.

The issue is buyers many buyers don’t have the extra cash to pay out of their pockets.

Additionally, my mom and i are acting like partners, and it would be great if we could get enough properties to cover my w2 income and provide my mom with tax write off and extra income for retirement, and i can help arrange management for the properties.

Have an agent pull comps for you to determine this.Refinancing means extra closing costs and you will have a seasoning period.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I imagine there are a lot of 3/2 that probably sleep 8-10 and if you can offer a slightly larger bed count and a cool game room/theme room you can differentiate yourself a bit from your competition and get some extra revenue through slightly higher rate (extra person fees, etc) as well as an overall higher occupancy. 

The interest rates are too high to support this unless one of those local markets has a little extra inventory.

Since you are not obtaining the report through a reputable source of your own, you will have to spend extra time verifying it is legitimate.2.

One extra principal payment every month.