., $300 for paint and supplies) and add a fair hourly rate for labor.

I recently opened a HELOC and I recall it's at prime for the first year (7.5% currently), and I only paid minimal closing costs.PML or HML I would expect rates >10%, plus points, possible prepayment penalties etc.

Interest rates atm seem quite high so will ride this out a bit longer (and ratios will continue to improve over time.) 

Trump has said he plans to keep owner occupied rates at 6% through 2026.

Or a seller finance calculator showing the monthly payment based on negotiated price, interest rate, down payment, etc.

If they push back, you might consider adjusting the rent to reflect the change.

Quote from @Allison Park: Good agents won't want to work with you.Nothing has changed with commissions.

It earns a great rate of return compared to a bank account and is fairly liquid.

If your property management company is good and has built an internal maintenance team which has set rates and had strong relationship relationships with licensed contractor which should keep costs in control, you should never need to shop contractors on your own I wouldn't think.So in short, our policy is give us your preferred contractors upfront if you have them, but then we work all tickets to resolution including dispatch, and payment of invoices.This is of course for operational expenses.  

Looking for a house we could house hack, had an incredibly low interest rate on mortgage and house has increased in value about 42%, an estimated 180k in equity.