My income is roughly $170,000 pre-tax from my W2 job including salary, bonus and stock + income from my properties.

Consider the fact that  more than likely  those who had already applied with a broker or bank and already  had their documents in a file were able to take advantage Of this very short lived rate bonus. 

I'll be getting a pre tax bonus of $10k when I finish my school around July (so post tax probably around $8k).

And don’t get me started on 100% bonus depreciation!

One thing that I would look into is adding a bonus/damage plan.

I imagine the upper ranges are hit the hardest - the pit boss and folks making six figures for years on the strip who are now out of a job and get no stimulus bonus and unemployment doesn't come near matching their income.

Like many people on here, I used to believe cash flow was the only thing that mattered, and appreciation was a bonus.

It’s a 3/2 with a bonus room at a good price.

Bonus depreciation was increased from 50% to 100% for property placed into service after September 27, 2017, and before January 1, 2023.And finally, affordable housing has never gone out of style.

If you are buying in A to B areas with strong values, your potential renter or buyer is probably a professional who is going to keep their job, maybe not as big of a raise or bonus, but generally still secure.