If you're rate sensitive, it may make more sense to go conventional if you can qualify, but like you said, you may run into timing issues.

It could be that this price range is made up of a lot of first time buyers using FHA or low down payment options w/ added PMI and they are more price sensitive.

This might be an uncomfortable conversation to have with most lenders who are usually very DSCR sensitive on a rental.

The retail investor may settle for bad investor splits/terms, investor take-outs at refinance, no offering memorandum in advance of the webcast, no sensitivity tables in the offering materials, no rent comps, aggressive underwriting, and aggressive sales pitches but those investors will run for cover during market corrections, right when opportunity strikes.

I would also see what your sensitivity to vacancy is. 

You have a cat so you may not be as sensitive to it but others are. 

A mutually agreeable and comprehensive document is the best safe guard against miss understandings.Assuming this wasn't your dad - a 50 - 50 deal would be sweet for you but crappy for the money man ( dad ).

Sensitive information is stored elsewhere.

She made a lot of money on her sale, and we also helped locate a financial planner for her.Hoarders have issues that you’ll never understand but have to be sensitive to.

It mostly depends on the price point, but I also find that rents in certain neighborhoods are more sensitive to nicer finishes than others.