Thanks @Kelly N. for the advice.

Originally posted by @Victor N.

You are not double paying, this is stating that the amount of the PMI funding fee is being rolled into your loan.Total cost/debits (A-H) are 227,030.06Total credits (J-N) + P also adds up to 227,030.06

For example, we typically fund between 70-80% of the Purchase price in addition to 100% of the rehab estimate for our Fix n Flip loans.

Originally posted by @Roy N.

Nick N.

He continued yelling various things for a long time, like 'You didn't call us the N word directly, you just degraded us subtlety'.

I used Layman Brothers out of Powhatan to do my gutters on my flip in N Dinwiddie. $355 seamless gutters for a 1100 sq ft house, in and out in a day.

Basel III Capital Treatment of MSRs Basel II Basel III If MSRs ≤ 10% of CET1 If MSRs > 10% of CET1 MSR Treatment for Tier 1 Calculation 100% Risk Weight 250% Risk Weight No Risk Weight; Dollar- for-Dollar Charge Example MSR Balance $100 $100 $100 Risk-Weighted MSR Balance $100 = $100 x 100% $250 = $100 x 250% N/A; Dollar-for-Dollar Charge Capital Required for “Well-Capitalized” Classification at 8% Tier 1/RWA $8 = $100 x 8% $20 = $250 x 8% $100 (Dollar-for-Dollar) Percentage Increase Over Existing Capital Need - 250% 1250% The large spike in delinquent and defaulted loans following the housing downturn and financial crisis has also contributed heavily to the transfer of MSRs to non-bank servicers.2 Indeed, a large share of the MSRs transferred from banks to non-bank servicers consists of portfolios of troubled loans.

Originally posted by Sara N.