Double Mortagege Insurance Premium (MIP) Charges? FUNDING & FINANCED

[Eduardo Cardena]

Hi There!

I'm purchasing a home and the lender has sent me over the estimated closing costs.
I noticed on the numbers they have a "PMI, MIP, Funding Fee" and a "PMI,MIP, Funding Fee Financed"

These fees are the exact same amount. I'm financing a FHA loan and understand about having the the MIP fee. I just think they are double charging.

What do you think? Any light on the matter would be great, thanks!