You might check with a local attorney on this.In NY where I am, the period is 10 years.

I hit up a local wine distributor and pickup wine boxes (wooden ones) they give away to anyone who wants them.

During that stretch research and network locally.

In 2022 the rents increased 12.1% year over year which was the 3rd highest in the entire country per https://www.axios.com/local/cleveland/2023/02/14/cleveland-rent-prices.

We likely need to look for local lender that is keeping loan in house.  

@Mitchel Johnson Welcome to BP and I wish you the best in investing..Usually people start by going to local meetups and building a network of trusted people to get their feet wetHere is an examplehttps://www.meetup.com/find/?

If you have a local group to whom I could present, I do give out handouts. 

Try some local small banks or look in the tools on BP

It’s like giving the home a sense of place..a nod to local design traditions while still making it feel fresh.

A quick google search reveals that Minneapolis provides assistance for first time home buyers so there seems to be a problem with funds for first time home buyers in your locale too.