Definitely tough to make properties cash flow unless you are creative and add value like ADU’s. 

@Francesca Zanzucchi If you want to learn Subto creative financing ask here on Bigger pockets. 

You need to be more creative to make your numbers work if you are buying on the MLS. 

Other than explaining how his children will continue to receive the payments after his passing what can I do to get him on the positive side of creative finance?

You maybe able to get creative and not pay any tax on these improvements "net net"

Are there any creative strategies for them to secure the loan without it affecting my DTI? 

I was wondering if any of your smart people out there had other creative ideas to finance keeping our current home and buying a new one.

I know about HML and PML, but Jake’s program seems to go into a lot of different creative strategies.

In an effort to get creative and try our hands in a new strategy and gave MTR's a crack and pivoted the deal.

My dad was a builder (but has now passed) and I just think this makes so much sense but need to find access to the knowledge and potentially an investor/creative financing to do the rest.Anyone who could offer any advice/time/links to info would be greatly appreciated.