When you sign for a loan, there will be an owner occupy requirement and you will sign stating you will live in the property.

I'd want to know why they can't operate at a net-0, that should be an attainable mark or the entire thing was BS from the start.  

Any coffee pods for guests. 

A hard deposit could be an amount that a buyer is willing to walk away from for priority.

As far as the other units most policies have "building and ordinance" clauses which proved some coverage if you have to update to "Code" but if the other units aren't damaged and are still up to code I wouldn't think there would be an extra coverage provided.I urge you to go into the process treating the insurance company as a partner not as their going to screw you no matter what :). 

Hello, I'm a relatively new real estate agent and one of my primary reasons for getting my real estate license was to leverage it for real estate investing in my area, which is Northern Virginia.Therefore, I'm looking for suggestions and recommendations for investor-friendly brokerages where I could potentially hang my license and be an active real estate investor.One caveat, is that, I am a part-time real estate agent/part-time real estate investor.Any insights from the members would be greatly appreciated!

In Regards to the AFR, yes you are right there will be an IRS tax implication if the rate is below the AFR rate (which for non-federally subsidizes housing is 3.75%, I think) That's a nominal risk, and is offset by the income/cash-flow from the property.

Ok...this person needs to quit drinking coffee with caffeine and, should probably stay off the internet for a while.

It's appears to be an off-market deal.  

When it comes time to negotiate, the buyer will have his/her opinion on the matter so I’ll be somewhat dependent there, but it’s good to know the tax “mechanics” won’t be an issue and have a few reasonable options.Quote from @Michael Plaks: @Matthew HeffernanTax question first, because it's very easy.