Theresa K: Aye, that is essentially what the B.P. lease agreement says, too.

You're not alone @Jay Groleau - and ListSource isn't the only provider with this problem (I've seen it with AgentPro247 and others too).The problem isn't so much with the provider, but with the public records that are being pulled. 

My concerns with this is that I will have to pay the lender 10% on what they have brought for the down payment and I will also have a mortgage with most likely a high interest rate too.

Bank mortgage on a primary residence is OPM too, the least expensive kind, actually.

If no one offers, that's fine too.

In our case the tenant moved out but the " support-Dogs" issue needs to be tight Pets are "occupants" too. !

In some cases, they are an erosion of privacy. 

Will the tenants pay utilities too the same way they pay for all those other costs you mentioned?

There may be a slight cost advantage (under $50-$1oo) to using the same title company too.

Even you just walk into a bank and ask about what you are looking for, sometimes they will refer the right people too.