No body competes for top quality applicants better than me.Almost every thing re the Lonnie model is the opposite of my business model.  

Most importantly, have they ever been sanctioned by any regulatory bodies (IRS, SEC, etc)?  

The other thing to watch out for is the legal and regulatory environment.

The regulatory authority responsible to look after the registration, compliance and collection of service tax in India is Central Board of Excise and Customs (CBEC).

I prefer to do it over them phone or in person-you can learn so much from tone of voice and body language.

Have they ever been sanctioned or issued a cease & desist by any regulatory body or the SEC?  

Certainly the more one acts like a principal in a transaction, the less likely a regulatory authority is to consider it unlicensed brokering.

Hi Brent,By definition, a condo in Florida has to have an association as a governing body and some means to fund maintenance of common areas.

Wholesaling however, does have some regulatory aspects that differ by state and requires serious patience, dedication, time and energy.

You have to find a a bank that has a need to add that kind of loan to its portfolio (for regulatory reasons) Now if this bank has too many loans like yours already, its just bad luck, move on to another bank One thing that would also help is if you already had rental property both commercial and residential.