Also, exploring neighborhoods that may be on the rise or looking into markets just outside of OC can possibly yield greater cash flow.

The biggest miss I see is some of them giving facts like you can get 1% rule and my investors are doing great...cool, who are there, show us the numbers, show the data.

I’ve been exploring multi-family properties for house hacking in both the Philadelphia and Boston areas for several months, focusing on the cheaper areas around the cities rather than in the cities themselves, as housing costs are incredibly high.

Consider building your portfolio and exploring refinancing options.

I'd say they have a consistent deal flow for you to look at, but certainly don't take the data they provide as your basis for buying/rehabbing/selling.

It adds paperwork and costs.As for your concerns, lenders may have reservations, but it varies, so explore different options.

You can also focus on dividend growth stocks within your taxable account, as dividends can be taxed at lower rates, especially if you hold long-term.By balancing real estate with traditional investment strategies like bonds, stocks, and tax-efficient accounts, you’ll have a diversified approach that generates tax-advantaged income while minimizing risk.Let me know if you need help strategizing further or exploring real estate financing options!

Beyond that, it would be defending all your assumptions with market data.  

I explored a bit, grew excited, sat through a webinar, and found myself completely hooked.  

If you have the long term rental data and the short term rental data. you will have a very good guest of the MTR pricing.