Always interested in talking shop with others! 

Seems like they are running a Pawn Shop, homeowners in Austin/Miami/Tampa etc who need cash bad sell a "HomeShare", percentage of their equity in their home for a discount, with a term of 10 yrs, if the homes go up in value as they have since 2011/2012 then NADA gets the original equity already at a premium price plus any appreciation for the total percentage they bought from the homeowner, but since Austin now down 20% in last 12 months and other hot home markets may also continue to fall, and NADA does not engage in price discovery (ie shopping for best value) as they want to obtain a "Market Value - ETF like" of the cities they invest in.

The hum of the coffee maker was my morning alarm.

I want to shop other lenders- should I use a broker to assist?

Reach out if you want to grab coffee & chat house hacking. 

Is it an espresso machine or chairs to enjoy coffee in the morning.

About 15-20% of our inquiries come from direct buyers and most are not pre-approved... just window shopping. 

When people are not skiing, they are hiking, sight seeing, shopping, and tubing. 

Don’t hesitate to reach out with questions or just to talk shop. 

For example, as most Pm's do I will Secret Santa shop around my market to see what competitors pricing and value propositions are.