The PMT and PPMT function are useful and there's a lot of helpful info on how to use them out there.Regarding storing tenant info and whatnot, you may want to look at tech packages for owner-landlords.

Because of the direct PATH train from Journal Square to World Trade Center, which actually starts in Newark (hence the slow boom in Harrison and what not) 15 minute walk from the outskirts and 30% cheaper (rental) properties than in the heart.

I'm leaning toward paying for the mentor because I want to learn more than just what not to do. 

Later on, near retirement or whatnot, you can sell those expensive houses in CA and deploy that big-*** equity to Midwest and buy your cash flow.

10% MIGHT waive all fees, 20-30% might waive some and other 60-70% would what, not respond, call them liars, say they are being too picky?  

Even ran a mobile-field business where we'd take a trailer with rental equipment and a full sup'air field for parties and whatnot. 

And they say hey I can help, I have people and what not and don't deliver.

You would wholesale a MLS property the same way any other property.Here's what NOT TO DO:For example, lets say the property is listed for 200K on the MLS.

A good example of what not to do when buying a condo

They get hooked up with a company promising 15% liens and charge fees for giving you access to their "exclusive listings" and what not.