Long-term this will likely raise insurance rates for all owners, compounding on top of sky-high current insurance rates.

If you get your insurance agent from the yellow pages, be prepared to feel like whole life insurance is a scam.  

I am in the process of buying a commercial building in Savannah, Ga and know there is a lot of discussion around “climate change premiums” in relation to insurance. 

I am in foothills West of Denver specifically Clear Creek County and have been working on some insurance quotes after getting a cancellation for increased fire risk. 

Please click on the article below for suggestions to help you if you were caught off guard by the recent flooding.https://www.nerdwallet.com/article/insurance/no-flood-insura...

If property values are stable or increasing, your strategy might be solid.Exit Strategy Since you plan to refinance in 12-18 months, consider what happens if interest rates don't drop or if refinancing terms aren't favorable at that time.Questions you might want to askAre there any zoning or regulatory issues with converting or renting the units as mid-term rentals?

Ceiling fans need to be secured differently than a basic ceiling to be stable and this is of course electrical work so allowing a tenant to potentially do it is a liability issue if they got injured. 2.

He said he keeps his in his personal name and just gets extra liability insurance vs putting them in LLCs.

Change PMCs as necessary.Move and rent out your unit.In high-priced areas, it is common for properties to negative cashflow until rental increases outpace increases in taxes and insurance.

It's also about filling the gap in your area for insurance.