What you are proposing is no "comingling" of funds, which is not allowed, but an actual transaction between your IRA and yourself in the form of a loan. 

It would have been very easy to fix it, but nobody ever introduced legislation to do that.

Then propose one of the solutions above: simple owner financing (he will issue you a mortgage note and you would get title to the property,) "subject to", where you will get on title and leave the mortgage in his name and keep making payments, or "lease option", where you enter a contract to lease the property with the option to buy it in the future (you can sell it or buy it out.)

However,   in both cases it will be likely that the current owner-occupied requirement will be retained  (owner must occupy one of the units)   Look at the proposed HALA upzone zoning map changes.  

@Aaron Klatt I am by no means an expert in Reno so I can't honesty comment on which has more growth but last numbers I heard for Vegas was over $30 Billion in on-going and proposed projects expected to break ground.

A "mold inspector" is qualified to use the word and a mold remediation company is qualified to clean it up.Instead of hiring someone qualified to determine the scope of the problem, the proposed solution is to grab a bunch of other non qualified people (the HOA and neighbors) and have them provide resources to determine if.... wet spot in one unit = Life damaging problem.My solution is to hire a qualified mold inspector that he pays for.

I am not generally interested in those types of proposals.

@Anthony Hummel I'm curious - what does it entail Platinum Member with ABA and what structure are they proposing to you for what initial setup cost and ongoing maintenance costs?

That’s an extremely problematic proposal.

NOT.The IRS just came out with proposed regulations on the awesome new Pass-Thru Deduction.