I'm putting it all in the proper perspective. 

Barista FIRE: quit W2 job, and work part-time to supplement all the investmentsFat FIRE: Living a pretty extravagant lifestyle (e.g. the social media gurus with their cars, traveling, etc).

If you failed to timely and properly respond to the demand for the value of the improvements, then you lost the right to be paid for them.

I am a former insurance agent and was presented with multiple certificates of insurance that when I went to verify them they were actually not valid and/or the insurance was not the proper type for the work being done or may not have extended coverage to any workers or employees or contractors they were planning to bring on site to wortk.

I’m just having trouble even analyzing one properly.  

that works and sounds like they are small balance loans.. so just make sure you keep cash available to pay them off if they are called.. you dont want to bugger your credit with a default .. only way to keep that from happening is to stroke a check.. wraps are great if your properly capitalized.

Any cigarette butts from smoking outside by you or your guests must be picked up and properly disposed of.

So, if you don't mind losing everything the LLC owns, sure, save the cost of insurance.I'm assuming you've been managing your LLC properly.  

Renovation PlanScope of Work:Convert 0.5 Bath to Full BathEstimated Cost: $7,500Details: Add shower or bathtub, update fixtures, ensure proper plumbing.Add Bedroom in BasementEstimated Cost: $15,000Details: Install egress window, insulate, add walls, flooring, and electrical work.Replace DeckEstimated Cost: $3,000Details: Replace existing 8'x10' deck with new one.General UpdatesEstimated Cost: $45,000Details: Update kitchen, bathrooms, flooring, paint, fixtures, and necessary repairs.Total Renovation Costs: $70,5004.

And whether notices of the assignment were posted properly.