I am adding about 20 more this year, but there's one small pocket I'm struggling with the financing on (honestly, due to Huntington Bank dragging their feet on items, etc.), so I'm seeing what other options there may be. 

Not only would it decrease your monthly mortgage but you'd be able to get into it with a very little down payment since you'd be living in one side of it. 

Already plenty of good advice above, but there's one piece that is missing. 

I'm imagining something more like add a wall, turn a bedroom into a kitchen-living on one side and a formal dining room into a bedroom on the other side, maybe add a half bath in each unit.

I would prefer to sell the property vacant or the easiest less stressful way as possible, however I was advised that could deter investors buyers interest as the rental income is a one of my strong selling points.I am open and would appreciate any thoughts and/or suggestions from fellow agents or investors alike.Thanks

One of my wholesale lenders used to be willing to finance these, I can't remember the CLTV requirement of the top.

I tell everyone this, New York is one of the hidden gems of investing if you know how to play the New York game.

Plus the street isn't a busy one.  

Commercial programs a heavily dependent on location and NOI (less one size fits all compared to residential). 

Most of the surrounding properties are one-story condos in the area, this is a three-story townhouse.