Granted it's not formally approved yet, but the code has provisions for the change of use given the age of the structure (over 50-years old) - it's grandfathered in.  

Find 2-5 properties that you know to be 5-16 unit apartments, ideally of various ages, and get their addresses.2.

Otherwise notice must be posted on the main door of the premises, hand delivered to a person over the age of 16 at the premises, or sent by certified mail.

Hey, there was a guy I just used ... allowed me to pull 50% out of a paid off property ... no income verification and credit qualification ... though they did pull my credit. 

Some are as low as $100 per and some higher depending on the age, zip code, and build type (frame vs brick, basement vs slab, etc)If you are insured for less than the full replacement cost estimate amount - will the insurance company apply a co-insurance penalty to any losses?

It’s my bread and butter and I’m retired at age 37.

I suspect that many restrictions on who can occupy the property violate the 1st Amendment (association) and most property codes (freedom to alienate) unless it is an age-restricted community. 

Show them all of the details that confirm your property value number.For example, if your comps are more comparable in size, age, proximity or condition, make sure to point it out.

.), ]  age building (year of the most recent updates to roof, electric, plumbing, heat can help on old buildings),   limit for the value of the building,   whether it is Replacement Cost or Actual Cash Value (RC vs ACV), size of the deductible,   claims history of the property,  etc.You should get an individual quote for the most accurate rate.

I am currently managing B+ to A class townhomes and they are all painted with a flat sheen right now.  I get complaints constantly about how quickly and easily the tenants damage the walls with minor scuffs and finger...