While you didn't direct that to me....Yes you could, I wouldn't make it so obvious setting the rate to IRS minimum, and it fluctuates quarterly I believe..... 1% above as a margin as an adjustable annual rate is more believable IMO.There is no problem with a note and an annual payment, even interest only annually, the easiest way.

We have an old house with 2 two car garages, we rent one separately (it has access from the alley behind the property) for $350 and it generates our margin for the property.

None of you post has anything to do with equity stripping that I see, try to title your posts to the subject.Check the terms of the HELOC, adjustable rate, index and margin and the call feature as well as conditions where they may stop making advances.

Updating the various parts as they wear is very easy to do, & the Generic Laser toner cartridges are very reasonable.However, the photo print quality on my older units is marginal.

When the jumbo adjusts, the margin on the Jumbo is 2.75 + 1 yr treasury.

Is the Phoenix, AZ market for HUD bids still viable. seems margins are very thin for flipping to wholesellers

The margins are small, especially if you are not working in top end cities like Bloomfield, Troy, GP.

If you are going to move from residential (1-4 units) to larger multifamily buildings you will need to look at things like a business: it's all about the operating margins and cash-flow.

If you acquired all cash you would earn a higher return but if it's not possible to go in with no debt then the deal deserves extra scrutiny because your margin of safety would be thinner.

Margins in hot areas like Houston have narrowed considerably, most fix and flippers believe that prices will rise 5-10% during the rehab period.