I am trying to figure out how to purchase this without 1.

So in lieu of responding directly to the resident(s), I figured I'd touch base with the BP community to provide some insight.

They will need to figure out for themselves if they can afford the increase.

I would not recoommend doing your first deal on properties that are 7 figures unless you are worth 8 figures. 

They factor in risk of arson, bs torts, etc...into their figures and that is what you get $3600 per year.

I figure nothing in life is that easy.

If you're stuck between choices, it's a solid way to figure out what best fits your needs.

I'm brand new to all of this and wanted to try to figure out how to do it but when I pull up the rental property calculator it says to upgrade to pro.

It sounds like a made up figure, and a poor investing strategy. 

People that might be worth 100k, or 300k the 20k is a ton to them.It's not like they are someone making seven figures per year already.If you want a mentor really deciding the asset class you want to specialize in and finding someone more local to your area can be KEY.