Those people who listen to that siren song will invariably end up penny wise and pound foolish, making serious mistakes out of desperation and not sleeping well at night.

Lenders may respond by adjusting rates to account for these increased costs.Market Sentiment: Investor sentiment and market perceptions can also play a role.

The more virtual everything comes the more things become or perception becomes cheap, race to the bottom - Uberized and Amazonized. 

I do believe the perception will change, but it will take time.

When you are young, you have not had time to create perceptions of what cannot be done.

Lastly, it's usually a one-way street in 'perceived' and actual value... ceiling fans alone won't do anything at all to raise your value and don't raise the perceived value because while some will think it's practical others will think it's dated or cheap or not their style... whereas with recessed lighting it gives the perception that the space is updated immediately and higher end in comparison and allows you to piggyback on that perception into other aspects of the flip and market it as updated and clean also it is something that many more buyers love when compared to just a ceiling fan. 

Also Self development Most of the time is not even money the problem or personal challenges is more about mindset and the perception you have of yourself ..

Their expertise can lead to quicker sales and higher selling prices.In summary, real estate professionals are essential partners in the real estate process, offering guidance and expertise that can make transactions smoother and more successful for both buyers and sellers.In conclusion, the psychology of real estate buying is a complex and intriguing aspect of the housing market.Emotions, perceptions, social influences, and many other psychological factors can influence why some people pay more happily for a property.Understanding these dynamics can be beneficial for both buyers and sellers, as it allows for more informed and successful real estate transactions.

That's all I was referring to - my use of the word "better" is subjective to my own perception of the tax code and how I feel about it.Ian - Tom is a great resource on here as well as a few others from different posts, give some of their material a read.  

Life is fascinating and one's mind can get warped into that nihilistic philosophy and yes life can be perceived as that at times (perception isn't always reality though).