My options are as follows: - Multi-family home with 15% down, 0.5% off rate, and $1,000 towards closing costs. - Single family home in a community reinvestment act, therefore only require 3% down, get 1% of rate, and receive $6,000 towards closing costs. - Two single family homes in a community reinvestment act, therefore only require 3% down, get 1% of rate, and receive $6,000 towards closing costs.In order to receive these extremely low down payments, i would have to technically live in the residence for a few months as they do not offer these for investment properties. 

You avoid a double close - many lenders now require you to have own good funds to close - meaning you need "flash cash" to close which cost you money, and I don't suggest a trust, as many lenders will balk at a contract with a trust as a buyer - you will lose money by never getting deals in the first place.use the LLC - costs a couple bucks up front, but you get more deals signed and it avoids the costs of flash cash, AND if you want a business process that works every time - that is the way to do it.Michael Jake

There are multiple billion dollar companies dumping money into the city, such as Intel, Google, and Amazon.

My other ambition is to buy and hold multi family units for rental income.   

Multi-family is a rarity where I live.

The renters pool can be challenging but there are still cash flowing opportunities especially if you buy multi- family houses that need some sweat equity.

Investment Info:Large multi-family (5+ units) buy & hold investment.

I was trying to save few bucks but it's not worth the headache.

Looking to move into multi-family long term rentals. 

I am getting my license in Colorado and plan to invest in multi-family real estate.